Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.