The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Related Content Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Inventorying Your Possessions Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses. Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.